Buyer Readiness Guide: 2025

Buyer Readiness Guide: How to Navigate the Austin Market with Confidence in 2025 

As mortgage rates hit their lowest point of the year—currently 6.57%—many buyers are wondering: Is now the right time to make a move?

The answer isn’t just about interest rates. It’s about strategy, timing, and being prepared to act when the right home comes along. Whether you're a first-time buyer or making a move across town (or across the country), here’s what you need to know to stay ready in Austin’s evolving market.

start with numbers

Before you fall in love with a listing, know what you can afford and how changing rates affect your monthly payment.

• Connect with a local lender who can pre-approve you based on today’s numbers

• Understand how taxes, insurance, and HOA fees impact your true monthly cost

• Ask about programs for first-time buyers or ways to reduce your rate with a buydown

Pro tip: We work closely with trusted local lenders who can move fast and offer clear guidance in this rate-sensitive market.

Understand the austin landscape

The market in Austin has shifted. We’re not in a frenzy anymore but good homes still move quickly, especially if they’re priced right.

Here’s what we’re seeing:

• Inventory is stable, but not saturated

• Sellers are more open to negotiation, especially if homes have been on the market for a while

• Price reductions are happening—but timing beats trying to time the “bottom”

Translation: The best homes won’t wait around. When something feels right, be ready.

 Define what matters most

Clarity is power. Before you start touring, ask yourself:

• What areas do you want to be in, and why?

• What are your absolute must-haves?

• Are you open to doing updates, or looking for turnkey?

Creating a simple needs vs. wants list helps us tailor your search and avoid wasting time on homes that don’t fit.

Need to sell before you buy?

This is one of the most common questions we get and one we’re ready to help you solve. Whether you're planning to list now or just want to explore options, we’ll help you:

• Evaluate your current home’s value and marketability

• Coordinate timelines to minimize overlap

• Explore buy-before-you-sell or bridge loan solutions

Smart planning up front means less stress and more negotiating power on both sides.

have a plan. Stay ready.

It’s not about guessing the market. It’s about being ready when the right home shows up. That means:

• Getting your pre-approval in hand

• Receiving real-time MLS alerts (not just Zillow scrolls)

• Touring homes with purpose, not pressure

Our job isn’t just to unlock doors t’s to give you clarity, options, and guidance at every turn.